This is an ideal time to make preparations for potential flooding ahead of spring rains and the upcoming hurricane season. Flooding doesn’t only occur near a river or coastline — anywhere it can rain, it can flood. The Virginia Flood Risk Information System (VFRIS) is an online tool Virginians can use to learn about the risk of flooding to their homes, businesses or community. The tool, provided by the Virginia Department of Conservation and Recreation, is available at www.dcr.virginia.gov/vfris.
It is estimated that just 1 inch of water in a home can cause up to $25,000 in damage. Without flood insurance, most people have to pay out of pocket or take out loans to repair damage. Flood insurance reduces the financial burden of a flood event and makes recovery easier.
Most homeowners and renters' insurance policies don’t cover flooding, so it’s important to act now. Flood insurance policies take a minimum of 30 days to go into effect.
Protect the life you’ve built, and purchase coverage well in advance of a disaster. Contact an insurance agent or visit www.FloodSmart.gov for details.